Personal Finance presentation, individual checking account versus joint checking account prepared to get financially fit by practicing personal finance.
Author: Bob Steele CPA - Accounting Instruction, Help & How To
Should I Use Debit Card or Credit Card For Daily Purchases? 4090
Personal Finance presentation, should I use a debit card or credit card for daily purchases? Prepare to get financially fit by practicing personal finance. We’ll start with the pros and cons of the credit card then move to the pros and cons of the debit card. Starting with the pros of the credit card benefits of using the credit card for daily transactions. First being it’s generally an easy thing to use, you can make purchases online quite easily. The setup of online purchases, of course, generally been designed for the use of a credit card, although other sources possibly being more and more likely, as we move forward in the digital age.
Consumer Credit Overview 5100
Personal Finance presentation, consumer credit overview, prepare to get financially fit by practicing personal finance. Credit definition as we have seen in the past financial terms can be a bit confusing because they same term can be used differently in different contexts. And the term credit is one of those terms that can be used differently in different contexts.
CD Penalty Calculation 4180
Personal Finance practice problem using one note, CD certificate of deposit penalty calculation. Prepare to get financially fit by practicing personal finance. Here we are in one note, if you have access to one note we’d like to follow along you’re not required to but if we’d like to when the icon on the left hand side when the practice problems tab down in the 41, at CD penalty calculation tab. Also note when using OneNote, take a look at the Immersive Reader tool.
Investment Earnings & After-Tax Yield 4150
Personal Finance practice problem using one note, investment earnings and after tax yield, prepare to get financially fit by practicing personal finance. Here we are aimed at one note, if you have access to one note we’d like to follow along you’re not required to but if we’d like to, we’re in the icon on the left hand side when the practice problems tab down in the 4150 investment earnings and after tax yield tab. Also note when using OneNote, take a look at the Immersive Reader tool.
Loan Types & Institutions Consumer Finance Companies 5125
Personal Finance presentation, loan types and institutions, consumer finance companies prepare to get financially fit by practicing personal finance, we will first take a step back listing out where we might go, if we’re looking for financing looking for a personal loan, and then we’ll focus in on the consumer financing companies. So if we were looking for a loan, the first thing that would come into mind most likely would be the commercial banks.
Credit Advantages & Disadvantages 5110
Personal Finance, presentation, credit advantages and disadvantages prepare to get financially fit by practicing personal finance, things to consider when using credit. And when thinking about credit. Here we’re thinking about financing, which could be in the form of credit cards, or could be in the form of other types of financing, including loans, typically installment type loans. First question, do I have cash for the down payment, this would typically apply if you’re purchasing something large, such as a home, such as cars, such as a boat, and you are required to have a down payment for it, you want to make sure that you have the cash or note whether or not you have the cash for the down payment? Do I want to use my savings for this purchase?
Loan Types & Institutions Credit Unions 5130
Personal Finance presentation, loan types and institutions credit unions prepare to get financially fit by practicing personal finance. First, we’re going to take a step back and think about the credit sources where we might go in order to get credit in order to get personal financing or a personal loan, then we’ll zero in on our topic this time, that being the credit unions, and the type of financing that could be available within them.
Loan Types & Institutions Commercial Banks 5120
In personal finance, presentation, loan types and institutions, commercial banks prepare to get financially fit by practicing personal finance, credit sources. So in other words, when we’re looking for a loan, we’re more looking for some type of credit, where should we go some institutions would include the commercial banks, consumer finance companies, credit unions, life insurance companies, federal service banks, savings and loans associations we’re going to be focusing in here on the commercial banks.
Loan Types & Institutions Federal Savings Bank 5140
Personal Finance presentation, loan types and institutions Federal Savings Bank, prepare to get financially fit by practicing personal finance. First, we’ll take a step back and think about the places we might go when thinking about personal financing or alone, then we’ll zoom in to the federal saving banks or saving and loan associations.