Checking Account Selection Factors 4095

Personal Finance presentation, checking account selection factors prepare to get financially fit by practicing personal finance, we’re thinking about different factors, we can compare and contrast for different institutions. If we’re comparing the checking account specifically, these are also just factors that we want to be aware of with regards to the checking account. First, we have restrictions, like minimum balances. So oftentimes remember how the bank in essence is going to be making money for something like a checking account, which if you think about it, they’re giving us a lot of services in order to manage our money within the checking account for fairly low costs. How can they do that?

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Digital Payments 4085

Personal Finance presentation, digital payments, prepare to get financially fit by practicing personal finance, we’re going to start off with a list of digital payments. And then we’ll go through some of those items in more detail including the debit card transactions, cryptocurrency, wallet, mobile payment apps, which could be called the digital wallet, and the store value cards or the gift cards. Now some of these might be fairly familiar, such as the debit cards, and the gift cards, some of them might be more abstract, such as the cryptocurrency and the mobile payments.

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Consumer Credit Overview 5100

Personal Finance presentation, consumer credit overview, prepare to get financially fit by practicing personal finance. Credit definition as we have seen in the past financial terms can be a bit confusing because they same term can be used differently in different contexts. And the term credit is one of those terms that can be used differently in different contexts.

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CD Penalty Calculation 4180

Personal Finance practice problem using one note, CD certificate of deposit penalty calculation. Prepare to get financially fit by practicing personal finance. Here we are in one note, if you have access to one note we’d like to follow along you’re not required to but if we’d like to when the icon on the left hand side when the practice problems tab down in the 41, at CD penalty calculation tab. Also note when using OneNote, take a look at the Immersive Reader tool.

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Investment Earnings & After-Tax Yield 4150

Personal Finance practice problem using one note, investment earnings and after tax yield, prepare to get financially fit by practicing personal finance. Here we are aimed at one note, if you have access to one note we’d like to follow along you’re not required to but if we’d like to, we’re in the icon on the left hand side when the practice problems tab down in the 4150 investment earnings and after tax yield tab. Also note when using OneNote, take a look at the Immersive Reader tool.

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Loan Types & Institutions Consumer Finance Companies 5125

Personal Finance presentation, loan types and institutions, consumer finance companies prepare to get financially fit by practicing personal finance, we will first take a step back listing out where we might go, if we’re looking for financing looking for a personal loan, and then we’ll focus in on the consumer financing companies. So if we were looking for a loan, the first thing that would come into mind most likely would be the commercial banks.

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Credit Advantages & Disadvantages 5110

Personal Finance, presentation, credit advantages and disadvantages prepare to get financially fit by practicing personal finance, things to consider when using credit. And when thinking about credit. Here we’re thinking about financing, which could be in the form of credit cards, or could be in the form of other types of financing, including loans, typically installment type loans. First question, do I have cash for the down payment, this would typically apply if you’re purchasing something large, such as a home, such as cars, such as a boat, and you are required to have a down payment for it, you want to make sure that you have the cash or note whether or not you have the cash for the down payment? Do I want to use my savings for this purchase?

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Loan Types & Institutions Credit Unions 5130

Personal Finance presentation, loan types and institutions credit unions prepare to get financially fit by practicing personal finance. First, we’re going to take a step back and think about the credit sources where we might go in order to get credit in order to get personal financing or a personal loan, then we’ll zero in on our topic this time, that being the credit unions, and the type of financing that could be available within them.

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Loan Types & Institutions Commercial Banks 5120

In personal finance, presentation, loan types and institutions, commercial banks prepare to get financially fit by practicing personal finance, credit sources. So in other words, when we’re looking for a loan, we’re more looking for some type of credit, where should we go some institutions would include the commercial banks, consumer finance companies, credit unions, life insurance companies, federal service banks, savings and loans associations we’re going to be focusing in here on the commercial banks.

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5 C’s of Credit Capacity 5160

Personal Finance presentation five C’s of credit capacity prepared to get financially fit by practicing personal finance. First, we’re going to take a step back looking at the five C’s of credit, which is useful if we want to get a loan at this point in time or in the future, five C’s being general categories that will be looked at to see whether or not you will be approved for a loan. In most cases, by most institutions. It’s also just a good indicator of how healthy your credit currently is.

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