Personal Finance, presentation, credit scores and how they’re calculated, prepare to get financially fit by practicing personal finance, why are there so many different credit scores, we’re going to go into some detail in terms of what goes into the creation of the credit scores, and why you might end up with different credit scores, not because you need to be able to reconcile all the credit scores or know every single detail that goes into them.
Author: Bob Steele CPA - Accounting Instruction, Help & How To
5 C’s of Credit Capital 5170
Personal Finance presentation five C’s of credit capital, prepare to get financially fit by practicing personal finance. First we’ll take a step back looking at the five C’s of credit five C’s of credit commonly looked at from a financial institution when looking for a loan or financing five common things that it’s good to look at when assessing your own financial conditions. The five C’s include credit history, we looked at in a prior presentation, as we have with capacity and collateral.
5 C’s of Credit – Collateral 5165
Personal Finance presentation, five C’s of credit collateral, prepare to get financially fit by practicing personal finance. First, we’re going to take a step back and look at the five C’s of credit common things that lenders will be taking a look at when assessing credit common things that we would want to take a look at in order to assess our own credit situation, then we’ll be focusing in on the particular sea of collateral for this particular presentation. In prior presentations, we looked at the seas of credit history and capacity.
Equal Credit Opportunity Act (ECOA) 5180
Personal Finance presentation equal credit Opportunity Act, the EC o A, prepared to get financially fit by practicing personal finance equal credit Opportunity Act, the EC o A, the Federal Trade Commission FTC, the nation’s consumer protection agency enforces the equal credit Opportunity Act, the EC o A, which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status age, or because you get public assistance.
5 C’s of Credit Conditions 5175
Personal Finance presentation, five C’s of credit conditions prepared to get financially fit by practicing personal finance. First, we will take a step back looking at the five C’s of credit common things that lenders will be taking a look at when assessing whether or not to give a loan or financing. Then we’ll zoom on to specific set of conditions for this presentation. So the five C’s of credit. These ones are the items we’ve seen in prior presentations, which include credit history, capacity, collateral, capital, now we’re looking at conditions.
Cost of Credit 5195
Personal Finance, presentation, cost of credit, prepare to get financially fit by practicing personal finance. When thinking about the cost of credit, the cost of taking out a loan or the cost of personal financing two terms we want to keep in mind is the finance charge and the annual percentage rate or APR. First, starting with the finance charge, this is going to be a term which we will define as the total dollar amount you pay to use credit, it will include then the costs of credit the costs of using the money or taking out a loan, having the purchasing power in advance, that includes interest.
Options if Denied Credit 5190
Personal Finance presentation options if denied credit, prepare to get financially fit by practicing personal finance. We’re now thinking about a situation in which were denied credit. So in other words, we look for a loan, we look for financing from a financial institution, we’re denied the loan or financing, what are the options at that point in time.
Interest Calculation Methods 5210
Personal Finance presentation, interest calculation methods prepare to get financially fit by practicing personal finance, interest calculation methods, these will just be broad categories of general interest calculation methods given us concepts that we want to be keeping in mind when we’re thinking about financing, when we’re thinking about loan options, they make a lot more sense when we work practice problems, and we get the concepts down much better.
Loan Components and Trade Offs 5200
Personal Finance, presentation, loan components and trade offs. Prepare to get financially fit by practicing personal finance, loan trade offs. When we’re thinking about our financing options. When we’re thinking about picking up a loan from a financial institution, we want to know what the basic trade offs are, what are options can be in a general format. To do so it’s often useful to look at the basic components of the loan itself.
Credit & What to do if Identity is Stolen 5220
Personal Finance, practice problem, credit and what to do if identity is stolen, prepare to get financially fit by practicing personal finance, what to do if identity is stolen with regards to credit, there’s two major categories, I would want to keep in mind, we would be keeping in mind that we want to make sure that no current charges or more charges are being made on our behalf. And that no changes or further changes are happening with regards to our stolen identity.