Personal Finance, presentation, credit advantages and disadvantages prepare to get financially fit by practicing personal finance, things to consider when using credit. And when thinking about credit. Here we’re thinking about financing, which could be in the form of credit cards, or could be in the form of other types of financing, including loans, typically installment type loans. First question, do I have cash for the down payment, this would typically apply if you’re purchasing something large, such as a home, such as cars, such as a boat, and you are required to have a down payment for it, you want to make sure that you have the cash or note whether or not you have the cash for the down payment? Do I want to use my savings for this purchase?
Posts in the Accounting Instruction category:
Loan Types & Institutions Credit Unions 5130
Personal Finance presentation, loan types and institutions credit unions prepare to get financially fit by practicing personal finance. First, we’re going to take a step back and think about the credit sources where we might go in order to get credit in order to get personal financing or a personal loan, then we’ll zero in on our topic this time, that being the credit unions, and the type of financing that could be available within them.
Loan Types & Institutions Commercial Banks 5120
In personal finance, presentation, loan types and institutions, commercial banks prepare to get financially fit by practicing personal finance, credit sources. So in other words, when we’re looking for a loan, we’re more looking for some type of credit, where should we go some institutions would include the commercial banks, consumer finance companies, credit unions, life insurance companies, federal service banks, savings and loans associations we’re going to be focusing in here on the commercial banks.
Loan Types & Institutions Federal Savings Bank 5140
Personal Finance presentation, loan types and institutions Federal Savings Bank, prepare to get financially fit by practicing personal finance. First, we’ll take a step back and think about the places we might go when thinking about personal financing or alone, then we’ll zoom in to the federal saving banks or saving and loan associations.
Loan Types & Institutions Life Insurance Companies 5135
Personal Finance presentation, loan types and institutions life insurance company prepared to get financially fit by practicing personal finance credit sources. First, we’re going to take a step back and think about the sources of credit places we might go when thinking about personal financing or a loan. And then we’ll zoom into the life insurance companies.
5 C’s of Credit Credit History 5150
Personal Finance presentation, five C’s of credit, credit history, prepare to get financially fit by practicing personal finance. five C’s of credit five common categories that banks and other institutions might look at when thinking about offering credit offering financing offering loans, five C’s include credit history, that’s what we’ll be focusing in on here and future presentations, we’ll look at in more detail the other four C’s, including capacity, collateral, capital, and conditions.
Loan Options by Expense Level 5145
Personal Finance presentation, loan options by expense level, prepare to get financially fit by practicing personal finance. In prior presentations, we took a look at different institutions that people might go to in order to look for a loan or financing. This time, we want to think about buy cost, where you might go or what the thought process might be, if you’re looking for a loan or looking for financing, just in general, in terms of the least expensive to the most expensive.
5 C’s of Credit Capacity 5160
Personal Finance presentation five C’s of credit capacity prepared to get financially fit by practicing personal finance. First, we’re going to take a step back looking at the five C’s of credit, which is useful if we want to get a loan at this point in time or in the future, five C’s being general categories that will be looked at to see whether or not you will be approved for a loan. In most cases, by most institutions. It’s also just a good indicator of how healthy your credit currently is.
Credit Scores & How They’re Calculated 5155
Personal Finance, presentation, credit scores and how they’re calculated, prepare to get financially fit by practicing personal finance, why are there so many different credit scores, we’re going to go into some detail in terms of what goes into the creation of the credit scores, and why you might end up with different credit scores, not because you need to be able to reconcile all the credit scores or know every single detail that goes into them.
5 C’s of Credit Capital 5170
Personal Finance presentation five C’s of credit capital, prepare to get financially fit by practicing personal finance. First we’ll take a step back looking at the five C’s of credit five C’s of credit commonly looked at from a financial institution when looking for a loan or financing five common things that it’s good to look at when assessing your own financial conditions. The five C’s include credit history, we looked at in a prior presentation, as we have with capacity and collateral.